How Settle Works
Settle's all-in-one life settlement platform connects you with multiple buyers, secures competitive offers, and ensures a fast cash transaction.
Get Started
Step 1.
Appraise Your Policy
The process begins with a thorough evaluation of your life insurance policy to determine its eligibility and market value. Factors such as policy type, size, and your health are considered.
Step 2.
Get Competitive Offers
Based on the policy appraisal, you will receive offers from interested buyers. Settle ensures these offers are competitive, providing you with the best possible market value.
Step 3.
Complete the Transaction
Once you accept an offer, Settle assists in streamlining all the paperwork and legalities, ensuring a smooth and secure life settlement transaction.
Frequently Asked Questions
How much can I get for selling my life insurance policy?
We’ve helped clients get $25,000-$500,000 for their life insurance policies. The value depends on factors like your age, policy type, face value, and premiums paid—but don’t worry, we’ll guide you
How old do I need to be to sell my life insurance policy?
We typically work with people 65+ looking to stop payments and boost retirement savings, but we’ve helped those as young as 35. Let’s chat and see how we can help.
Is there a cost to speak with an advisor?
Of course not! We will discuss how a life settlement may work for you personally, give you an estimated cash offer, and answer any questions you have to make a confident decision - all for free, no strings attached.
Does Settle work with insurance agents and financial advisors?
Yes! We work with agents and advisors to get their clients top dollar for their clients’ life insurance policies.
How does Settle make money?
If you choose to sell your policy, we receive a fee from our investor network. You pay no commissions or fees when selling your policy.
Who is the team behind Settle?
Settle is driven by wealth management and tech experts dedicated to helping the 1.4M people who let life insurance policies lapse annually. Our mission: enhance 1 million retirements by 2030.
If you have any further questions, please reach out to and schedule a consultation.
Schedule Consultation
Life Settlement Estimate Calculator
Get an Instant Policy Appraisal
Appraise a Policy
*The policy appraisal calculator provided on this website is intended to provide an estimate of the potential value of a life insurance policy and is not a guarantee of the actual value that a policy may receive in a life settlement transaction.
Client Stories
"I'm forever grateful for the professional, compassionate, and expedient support I received with Settle. Their platform and service made this a breeze. Thank you greatly."
Charles
,
Age 77
Read Story
"Settle has been a game-changer for my retirement. With their expert guidance, I have the financial freedom I needed to enjoy my retirement to the fullest."
Patricia
,
Age 70
Read Story
"I was skeptical about a life settlement at first, but Settle put my mind at ease with their transparency, expertise, and commitment to getting me the best possible deal."
Edward
,
Age 69
Read Story
© 2025 Settle Wealth. All rights reserved.
DISCLAIMER: SettleWealth.com is owned and operated by Settle Life, Inc., our legal entity. Settle is a financial technology company, not a life settlement provider nor a life settlement broker. Consequently, our role does not include representing policyholders directly in life settlement transactions. Our primary function is to facilitate connections between qualified policy owners and licensed life settlement providers and other investment firms, which may include entities affiliated with Settle. In these transactions, Settle's compensation is derived from successful life settlement deals that originate through our website, SettleWealth.com.
Settle also operates as a platform offering investor subscriptions that provide access to deal flow within our private marketplace. It's important to note that Settle does not sell securities, engage in securities transactions, or offer investment advice. Our service is designed to facilitate connections between policyholders and potential investors, granting subscribers the opportunity to explore life settlement deals. Subscribers are responsible for their own investment decisions and due diligence.
It's important for users to understand that not every interaction with Settle guarantees receipt of an offer from life settlement providers. Additionally, we respect the privacy of our users; therefore, names and likenesses of individuals in marketed example transactions are altered. The specifics provided in these case examples are not exact figures but are approximate representations. As such, each user's experience and results may vary. This service is available exclusively within the United States and is void where prohibited by applicable law.
The Life Settlement Estimate Calculator, offered as a service by Settle, is designed to aid in the assessment and qualification process of life insurance policies. It is crucial to note that this calculator provides estimates generated by Settle and should not be construed as a bid or definitive offer from any licensed life settlement provider. The calculated estimates do not guarantee the sale price of a policy nor assure an offer from any life settlement provider. By utilizing the Life Settlement Estimate Calculator, users authorize Settle to share their information with licensed entities, which may contact them, including through telephone communication. The Policy Appraisal and Website Qualification Form, along with any related conclusions, should be used solely for informational, illustrative, and educational purposes. Settle makes no claims or guarantees regarding the accuracy, reliability, or completeness of the Qualification Analysis or any underlying assumptions.
Users are reminded to conduct their due diligence and consult with professional advisors as needed. The life settlement process can be complex, and it is crucial to understand all implications, including financial and legal aspects, before proceeding with any transaction. Settle aims to provide transparent and helpful information but does not offer legal or financial advice. This disclaimer is intended to clarify the nature of services provided by Settle and to outline the limitations and scope of our role in the life settlement market. We encourage users to read this disclaimer carefully and reach out to us with any questions or for further clarification regarding our services and the life settlement process.
If you are using a screen reader and are having problems using this website, please call (214) 531-4733 for assistance.
Settle also operates as a platform offering investor subscriptions that provide access to deal flow within our private marketplace. It's important to note that Settle does not sell securities, engage in securities transactions, or offer investment advice. Our service is designed to facilitate connections between policyholders and potential investors, granting subscribers the opportunity to explore life settlement deals. Subscribers are responsible for their own investment decisions and due diligence.
It's important for users to understand that not every interaction with Settle guarantees receipt of an offer from life settlement providers. Additionally, we respect the privacy of our users; therefore, names and likenesses of individuals in marketed example transactions are altered. The specifics provided in these case examples are not exact figures but are approximate representations. As such, each user's experience and results may vary. This service is available exclusively within the United States and is void where prohibited by applicable law.
The Life Settlement Estimate Calculator, offered as a service by Settle, is designed to aid in the assessment and qualification process of life insurance policies. It is crucial to note that this calculator provides estimates generated by Settle and should not be construed as a bid or definitive offer from any licensed life settlement provider. The calculated estimates do not guarantee the sale price of a policy nor assure an offer from any life settlement provider. By utilizing the Life Settlement Estimate Calculator, users authorize Settle to share their information with licensed entities, which may contact them, including through telephone communication. The Policy Appraisal and Website Qualification Form, along with any related conclusions, should be used solely for informational, illustrative, and educational purposes. Settle makes no claims or guarantees regarding the accuracy, reliability, or completeness of the Qualification Analysis or any underlying assumptions.
Users are reminded to conduct their due diligence and consult with professional advisors as needed. The life settlement process can be complex, and it is crucial to understand all implications, including financial and legal aspects, before proceeding with any transaction. Settle aims to provide transparent and helpful information but does not offer legal or financial advice. This disclaimer is intended to clarify the nature of services provided by Settle and to outline the limitations and scope of our role in the life settlement market. We encourage users to read this disclaimer carefully and reach out to us with any questions or for further clarification regarding our services and the life settlement process.
If you are using a screen reader and are having problems using this website, please call (214) 531-4733 for assistance.
