A life settlement is the sale of your life insurance policy to a third party for a lump sum payment. The buyer becomes the new owner of the policy, pays the premiums, and receives the death benefit when the policy matures.
Most life settlements are for individuals aged 65 or older with a life insurance policy of $100,000 or more. Policies that are no longer needed, affordable, or wanted are ideal candidates.
The value of your policy depends on factors like your age, health, the type and size of the policy, and the cost of premiums. Our platform connects you with multiple buyers to maximize your policy's value.
Our platform charges no upfront fees. Any fees are transparently disclosed and typically deducted from the final settlement amount if your policy sells.
After selling your policy, you’ll receive the agreed-upon lump sum. The buyer assumes all future premium payments and receives the death benefit when the policy matures.
Yes, our platform uses advanced encryption to protect your data. Information is shared only with authorized parties involved in the transaction.
Our platform simplifies the process of matching policy owners with investors, giving you access to a larger network of buyers and competitive offers for your clients.
You can list universal, whole, and convertible term policies that meet the marketplace’s eligibility criteria, typically policies with face values of $100,000 or more.
Brokers are compensated through commission splits that are transparently agreed upon before the transaction. Our platform ensures fair and competitive payouts.
We offer tools for pricing analysis, document management, and client education, streamlining the entire life settlement process for you and your clients.
Yes, we provide training materials, webinars, and live support to ensure you can fully leverage our platform’s features and benefits.
Our dashboard provides real-time updates, ensuring you stay informed about your client’s policy listing, offers, and final settlement.
Life settlements can offer attractive returns compared to traditional investments. Returns vary based on the insured's life expectancy and policy details.
Our platform provides detailed analytics, including life expectancy reports, policy summaries, and premium payment projections to aid your evaluation.
Life settlements are backed by legally enforceable insurance policies issued by reputable carriers. However, like any investment, they carry risks, such as changes in life expectancy or insurance carrier stability.
Policies include universal life, whole life, and convertible term policies. All listings undergo a thorough vetting process to ensure quality and compliance.
Investors can review listed policies and place bids through our secure platform. The process is competitive, ensuring transparency and fair market pricing.
We offer access to policy documentation, actuarial data, and expert insights. Our team is available to assist with due diligence and transaction support.
SettleWealth.com is owned and operated by Settle Life, Inc., our legal entity. Settle is a financial technology company, not a life settlement provider nor a life settlement broker. Our primary function is to facilitate connections between qualified policy owners and licensed life settlement providers and other investment firms, which may include entities affiliated with Settle. We do not endorse, recommend, or guarantee the quality, legality, or suitability of any policy listed on our platform. Users are encouraged to conduct thorough research and seek professional advice before engaging in any transaction.
Settle operates as a platform offering investor subscriptions that provide access to deal flow within our private marketplace. Settle does not sell securities, engage in securities transactions, or offer investment advice. Subscribers are responsible for their own investment decisions and due diligence. We explicitly disclaim any liability for the accuracy, completeness, or reliability of the information provided by users on our platform and assume no responsibility for any misrepresentations, errors, or omissions in policy listings.
Users acknowledge that Settle's role is limited to facilitating introductions and that interactions and transactions are conducted at their own risk. By using SettleWealth.com, you release Settle Life, Inc., its officers, employees, and affiliates from any claims, demands, or damages arising out of such interactions. This service is available exclusively within the United States and is void where prohibited by law.
Settle strives to provide a secure and efficient marketplace while maintaining user privacy. Names and likenesses of individuals in marketed example transactions are altered, and specifics provided are approximate representations. Each user's experience and results may vary. Users should perform their due diligence and consult professional advisors as needed. The life settlement process can be complex, and it is crucial to understand all financial and legal implications before proceeding. Settle does not offer legal or financial advice but aims to provide transparent and helpful information.
This disclaimer is intended to clarify the nature of services provided by Settle and to outline the limitations and scope of our role in the life settlement market. We encourage users to read this disclaimer carefully and reach out to us with any questions. If you are using a screen reader and are having problems using this website, please call (214) 531-4733 for assistance.
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