The Smart Way to Sell Your Life Insurance

Settle streamlines the life settlement process by instantly appraising your policy, connecting you with top buyers, and securing the best offer — all on one platform.
Appraise Your Policy
*Eligibility for a life settlement depends on various factors including age, health status, and policy details. Not all policies may be eligible.
Matching you with the top licensed buyers on the market

About Settle

We use AI to instantly evaluate your policy and match you with the best-fit buyers in our network.

Simplified Process

Settle simplifies the life settlement process with an efficient, user-friendly platform that takes the hassle out of selling your policy.

Market Leading Offers

Receive a competitive offer from our network of buyers, ensuring you get the best value for your life insurance policy.

Sell Fast & Confidently

Designed for efficiency and security, allowing you to navigate the sale quickly with ease, confidence and peace of mind.

How it works

Multiple offers, one easy-to-use platform

Get competitive offers from the industry's leading life settlement providers, conveniently aggregated on one platform for easy comparison and selection.
Learn More

Thousands of seniors and their families
are discovering new value through life settlements.

98.5% Satisfaction
4.9 Rating
315+ Reviews
“I didn’t think I’d qualify, but I tried the estimator anyway. Turns out my policy was worth over $80,000 — a huge help for my medical expenses.”
Robert S.
Fort Worth, Texas
“We had no idea my husband's policy was worth anything. I used the estimator and he got three offers in less than a week — we walked away with $96,000.”
Janet M.
Scottsdale, Arizona
“I was about to cancel my policy because I couldn’t afford the premiums. Thankfully, I found this site and got paid instead.”
Minh H.
Charlotte, North Carolina

Frequently Asked Questions

How much can I get for selling my life insurance policy?

We’ve helped clients get $25,000-$500,000 for their life insurance policies. The value depends on factors like your age, policy type, face value, and premiums paid—but don’t worry, we’ll guide you

How old do I need to be to sell my life insurance policy?

We typically work with people 65+ looking to stop payments and boost retirement savings, but we’ve helped those as young as 35. Let’s chat and see how we can help.

Is there a cost to speak with an advisor?

Of course not! We will discuss how a life settlement may work for you personally, give you an estimated cash offer, and answer any questions you have to make a confident decision - all for free, no strings attached.

Does Settle work with insurance agents and financial advisors?

Yes! We work with agents and advisors to get their clients top dollar for their clients’ life insurance policies.

How does Settle make money?

If you choose to sell your policy, we receive a fee from our investor network. You pay no commissions or fees when selling your policy.

Who is the team behind Settle?

Settle is driven by wealth management and tech experts dedicated to helping the 1.4M people who let life insurance policies lapse annually. Our mission: enhance 1 million retirements by 2030.
If you have any further questions, please reach out to and schedule a consultation.
Schedule Consultation

Life Settlement Estimate Calculator

How much is your policy worth?

Appraise Your Policy
*The Life Settlement Estimate Calculator provided on this website is intended to provide an estimate of the potential value of a life insurance policy and is not a guarantee of the actual value that a policy may receive in a life settlement transaction.