Appraise your life insurance policy in seconds

Get an instant, AI-powered estimate of your policy’s value on the secondary market — and get matched with top buyers competing to make offers.
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*Eligibility for a life settlement depends on various factors including age, health status, and policy details. Not all policies may be eligible.

A life settlement

Our AI appraisal engine evaluates your policy and matches you with the best-fit buyers in our network.

Simplified Process

Settle simplifies the life settlement process with an efficient, user-friendly platform that takes the hassle out of selling your policy.

Industry Leading Offers

Receive a competitive offer from our network of buyers, ensuring you get the best value for your life insurance policy.

Sell Fast & Confidently

Designed for efficiency and security, allowing you to navigate the sale quickly with ease, confidence and peace of mind.

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Multiple offers, one platform

Get competitive offers from the industry's leading life settlement providers, conveniently aggregated on one platform for easy comparison and selection.
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Why a life settlement?

Just as with real estate or fine art, a life insurance policy is a valuable asset. Understanding its worth is crucial before any decision-making.
Check Policy Value
$0
Lapsed Policy
$55,000
Surrender Value
$145,000
Life Settlement
*Example from a healthy 71 year old male with a $1.5M life insurance policy

Other commonly asked questions

How much can I get for selling my life insurance policy?

We’ve helped clients get $25,000-$500,000 for their life insurance policies. The value depends on factors like your age, policy type, face value, and premiums paid—but don’t worry, we’ll guide you

How old do I need to be to sell my life insurance policy?

We typically work with people 65+ looking to stop payments and boost retirement savings, but we’ve helped those as young as 35. Let’s chat and see how we can help.

Is there a cost to speak with an advisor?

Of course not! We will discuss how a life settlement may work for you personally, give you an estimated cash offer, and answer any questions you have to make a confident decision - all for free, no strings attached.

Does Settle work with insurance agents and financial advisors?

Yes! We work with agents and advisors to get their clients top dollar for their clients’ life insurance policies.

How does Settle make money?

If you choose to sell your policy, we receive a fee from our investor network. You pay no commissions or fees when selling your policy.

Who is the team behind Settle?

Settle is driven by wealth management and tech experts dedicated to helping the 1.4M people who let life insurance policies lapse annually. Our mission: enhance 1 million retirements by 2030.
If you have any further questions, please reach out to and schedule a consultation.
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Life Settlement Estimate Calculator

How much is your policy worth?

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*The Life Settlement Estimate Calculator provided on this website is intended to provide an estimate of the potential value of a life insurance policy and is not a guarantee of the actual value that a policy may receive in a life settlement transaction.