How much can I expect to receive for my policy?
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The short answer
Offers vary by policy, age, health and premiums. A life settlement can pay up to 9x the cash surrender value*, but an estimate is not a guaranteed offer.
What determines an offer
Licensed buyers weigh the policy’s coverage, premiums, guarantees, your age and health, and the cost of keeping coverage active.
Compare your options
A life settlement can pay up to 9x the cash surrender value*. This comparison is not to face value and is not a promised result. Compare actual net offers with your insurer’s surrender quote and the value of keeping coverage.
Start with an appraisal
An appraisal gives a preliminary range. Binding offers come only after licensed buyers review the policy and records.
*Source: Life Insurance Settlement Association (LISA). Individual results vary; see the footer citation.
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